Should you invest in NPS or Not?
Should you invest in NPS or Not? The National Pension System (NPS) , launched by the Pension Fund Regulatory & Development Authority (PFRDA), is one of the best retirement planning scheme in India. An individual must consider investing in NPS by looking below at some points we have mentioned: What is NPS? How to Apply for National Pension Scheme Online ? The NPS is a well-regulated, transparent and flexible scheme. NPS scheme , offering complete flexibility, has prudent investing norms for fund managers, and their performance and portfolios are continously monitored by the NPS Trust under the overall supervision of the PFRDA. Under the National Pension System scheme , the percentage of the corpus that goes into equity, corporate bonds and government securities is decided by the investor. A 50% cap on exposure to equity is there. The NPS charges fund management fees of 0.0102% for the government employees and there's a ceiling of 0.25% for the private sector. And t