How to Withdraw Money from Axis Bank ATM without Card?

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How to Withdraw Money from Axis Bank ATM without Card?


According to the bank's website, you must complete the following requirements as a transferor of payment or amount to allow the recipient to withdraw without using an ATM:

1.Access your Axis Bank net banking account. Begin with the transmission of funds. You must input the beneficiary's information, including his name, phone number, and address. After that, you must enter the amount you want to transfer to the beneficiary as well as a sender's code. The recipient will need this code to withdraw the funds from the ATM.

2.When the service provided as part of instant money transfer or IMT is launched, an SMS will be sent to the beneficiary's cell phone. SMS will include information such as the IMT amount, IMT code or ID, which is a unique code that refers to your IMT transaction, IMT expiration date, and an SMS code created by the bank.

Steps beneficiary of funds need to follow for cardless withdrawal


The pre-specified beneficiary who is eligible to receive monies from the ATM must choose IMT or immediate money transfer. Then he or she must click on 'Withdraw IMT' and enter the information received on his phone, including the IMT data, the sender's code, the SMS code, and the IMT amount.

When the bank matches and validates all of the data, the cash is issued from the ATM machine.

Axis Bank has offered the opportunity to secure such money from any AXIS Bank ATM, and other bank ATMs that also offer such a feature are those of Laxmi Vilas Bank and Bank of India.

IMT cash withdrawal limit


The IMT option allows the sender to transfer a maximum of Rs. 10,000 in a single transaction or Rs. 25,000 in a month.

The transaction must be one-time, which means that all cash sent must be withdrawn at once.

Fees for starting an IMT transaction

The sender of funds who initiates the transfer to a recipient who withdraws the cash without using an ATM will be charged Rs. 25 per transaction, inclusive of taxes. And the sum will be debited from his or her Axis bank account, i.e. the sender's. Furthermore, if the transaction is terminated or expires, the service costs will not be returned to the sender's account.

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