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How to Deposit Money Online in Post Office Sukanya Samriddhi Account?

How to Deposit Money Online in Post Office Sukanya Samriddhi Account?


Many people who have a female kid choose the Sukanya Samriddhi Account (SSA), a Government of India-backed saving program, when it comes to tax-saving investments. The government kept interest rates on modest savings plans, like the Sukanya Samriddhi Account, constant from January to March.

The interest rates for modest savings programs are altered every quarter. After creating an SSA, you may manage anything online using the India Post Payments Bank (IPPB) app. These are the steps by which you can deposit money online in Post Office Sukanya Samriddhi Account:

To transfer funds to your post office Sukanya Samriddhi Account using IPPB, follow these steps:


-Add money from your bank account to IPPB account.

-Go to DOP Products. Choose Sukankya Samridhi Account.

Write your SSY account number and then DOP customer ID.

-Choose the instalment duration and amount.

-IPPB will then notify a successful payment transfer made through IPPB mobile application.

-You can opt for various post office investment options provided by India Post and make regular payments through IPPB basic savings account.

Latest interest rates of Sukanya Samriddhi Account


The government sets the interest rates on Sukanya Samriddhi Accounts on a quarterly basis. The lowest investment in a Sukanya Samriddhi Account in a fiscal year is Rs 250 and the highest is Rs 1.5 lakh. SSA matures 21 years from the date of account opening or at the time of the child's marriage. The current SSA interest rate is 7.6 percent.

Digital payments app - 'DakPay'


Last month, the government unveiled the DakPay digital payments app. Customers of the post office and the IPPB can use this app. DakPay offers digital financial and supported banking services through India Post and the IPPB. This program allows you to send money, scan QR codes, and pay for services and retailers digitally. It would also offer consumers with any bank in the nation with interoperable financial services.

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