Skip to main content

How to make UPI payments via credit, debit cards

How to make UPI Payments via Credit, Debit Cards?

how to make upi payment

An individual can also add their debit or credit cards in the UPI apps to make the payments alongwith the UPI linked bank accounts. After initiating a payment through the UPI app using a debit or credit card, an OTP is sent to your registered mobile number to complete the payment.
Earlier at the starting stage of UPI, payments could be made only from a bank account by linking one's bank account to UPI (or Unified Payments Interface). Now with UPI apps, an individual can add credit and debit cards to make payments to merchants. 

Crores of people are now using UPI as a way to make payments. A big reason for its popularity is that it is easy to use - just scan the QR code or enter the mobile number (linked to a default UPI address) of the person or seller whom you wish to make payment, and the payment is done instantly. 

A person can easily make payment without the need to swipe it at POS machine just by adding credit or debit card to UPI apps. Just scan a QR code and choose the added credit/debit card as payment method to make the payment. Once you begin a payment via an of the UPI app using a debit or credit card, a one-time password (OTP) is sent to your registered mobile number to complete the payment.
Now we are telling here at how you can pay via credit or debit card using UPI in popular apps like GPay and PhonePe.

How to Pay via Credit, Debit Card using GPay?

To pay via credit or debit card using GPay, first you have to add the cards to the UPI app. As per the GPay website, an individual can add debit, credit cards of the following banks, be sure they are operated on Visa and MasterCard payment gateways.

a)Axis Bank
b)SBI
c)Kotak Bank
d)HDFC Bank
e)IndusInd Bank
f)Federal Bank
g)RBL Bank
h)HSBC Bank
i)ICICI Bank
j)OneCard (Visa Credit card)

Steps to follow to add the Credit, Debit Card on GPay:

  • Open the app and click on your profile picture.
  • Click on the payment methods. Upon clicking, your current bank accounts that are added on the app will be displayed. Click on 'Add credit or debit card' to add your card on the Gpay.
  • Enter your card number, expiry date, CVV and cardholder's name and billing address. Click on Save.
  • Accept the terms and conditions. Click on 'Activate' to start paying in stores and to merchants.

  • You will need to verify your card. A one-time password (OTP) will be sent to your registered mobile number for additional authentication. After verifying your card, you can use it to pay for transactions.

Where can you pay using Credit Card via GPay?

You can use your credit or debit card via GPay website, for the following types of transactions:
a) Tap & Pay at NFC enabled payment terminals
b) Bharat QR code-based payments at online & offline merchants
c) Bill payments and Recharges on Google Pay
d) Online payments on Myntra, Dunzo, Yatra, MagicPin, Coolwinks, EaseMyTrip, Confirmtkt android apps.

How to Pay via Credit or Debit Card using PhonePe app

  • You first need to add the credit or debit card as one of the payment methods in order to pay via credit or debit card using PhonePe app. The steps to add credit, debit card on the PhonePe app is same as given above.
  • Open settings of the PhonePe app, check payment methods. 
  • Click on 'Add new card'. 
  • Enter the card details, which will be verified by penny-drop method (by debiting Re 1 from your account).
After the card is successfully verified, it can be used for payments.
Payments using credit card can be made for products and services offered on PhonePe App or to PhonePe merchants and sellers. In GPay, you can add only Visa, Master-based payment gateways cards but its one more advantage using PhonePe as it allows all domestic debit, credit cards issued by Visa, Mastercard, Maestro, Diners, American Express and Rupay.

How to Pay via Credit or Debit Card using Paytm app?

Add credit or debit card in the Paytm app as told above. After the card is successfully verified, then it can be used for payments. With Paytm also, all debit, credit cards are permitted for making payments.

Recent Posts

Popular posts from this blog

Nagarhole National Park Safari Booking Online

Nagarhole National Park Safari Booking Online There is good news for all wildlife enthusiasts and tourists who were appealing to the forest department to introduce online ticket booking system for safari in the Nagarahole national park. All wildlife enthusiasts and tourists wishing and requesting the forest department to begin online ticket booking system for safari in the Nagarahole national park would be happy to know that Nagarhole safari booking online is now active and fully operational. Nagarhole Safari Ticket Booking has been started to bring in more transparency as well as facilitating tourists to plan and book tickets for their safari in advance. It was a demand from the people at large, mostly from Bengaluru, Karnataka and neighbouring states like Kerala and Tamil Nadu who quite often visit the Nagarhole national park to start the online ticket booking system. Nagarhole National Park  Nagarahole (or Nagarhole) name is derived from a windy river named Nagara Ho

IGL Bill Payment Online, IGL Bill Pay Online

How to Pay IGL Bill Online, How to Pay Indraprastha Gas Bill Online Steps for IGL Payment Online for Customers not registered with IGL Visit the IGL Online Official Website - http://www.iglonline.net/english/Default.aspx On the right of the screen, Under Customer Zone->PNG User->Click on Insta Payment A new window opens where you can Pay IGL Bill Online/Security Deposit Enter your BP Number and click Get Details Your First Name, Last Name, CA Number, Amount Before Due Date, Due Date, Amount After Due Date and Amount to be paid is displayed Click on Pay button Indraprastha Gas Ltd Payment Amount would be displayed. Pay IGL Bill Online by Credit Card, Debit Card, Debit Card + ATM PIN, Internet Banking, Wallet/ Cash Cards, MasterPass, BharatQR. That's it. You have just completed the steps for IGL Bill Payment Online . Register as IGL Customer Visit the IGL Online Official Website -  http://www.iglonline.net/english/Default.aspx On the right of the screen, U

How to Pay Nagpur Property Tax Online

Nagpur Property Tax Online Payment How to Pay Nagpur Property Tax Online?   Visit the official website of Nagpur Municipal Corporation here - https://www.nmcnagpur.gov.in Click on "Pay your Property Tax" link under Important Links at the top of the screen A new window opens Enter your Index Number and click on Search to find your NMC property tax details. Index number is mentioned on the property tax receipt. You can find it on the previous years payment receipts. Drop down Choose tab Click on Pay Tax to pay NMC Nagpur property tax Fill up the amount to Pay Drop down Pay through Select Payment gateway. Now you can pay Nagpur property tax online with mutiple Payment gateways. The payment can be made via Debit/Credit card or netbanking. A payment receipt becomes automatically generated as soon as you pay the property tax bill. The Nagpur property tax payment receipt can be downloaded on your PC or mobile and you can then take a printout for your use. For the purpose of levying